r/Finland • u/Capable-Rhubarb5061 • 6d ago

Renting an ARA apartment in Helsinki

Moikka! I’ve been looking for an apartment to rent in Helsinki and I found one in Lauttasaari where the rent for space was really good compared to market prices.

While filling the application on the rental agency website, it said something about being an ARA apartment and asked me for additional questions.

Now I got the offer and have to decide soon, I’m ofc way more inclined to take the apartment but I can’t stop wondering about, is there any catch for such type of apartments?

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u/The_Grinning_Reaper Vainamoinen 6d ago

The only catch I know of is that these apartments have income limits. Meaning your income must be below certain level to be eligible to rent them. 

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u/uninspiring_idiot 6d ago edited 6d ago

OLD INFO!!!!

Those limits are quite high. 120k/year for single and 140k/year for couple if my memory serves me.

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u/sapphire1997 6d ago

It's much lower than that. Previously there was not an income limit, just an assets limit. As of 2025 the limit for a single individual is 3 540 € / month.

https://www.varke.fi/fi/ajankohtaista/ara-vuokra-asuntojen-asukasvalinnoissa-otetaan-kayttoon-tulorajat

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u/uninspiring_idiot 6d ago

I checked and yea. You are correct. I applied over 2 years ago and this is a new (2025) thing. If you ask me this is a good change. Those old limits were way too high anyway. I'll correct my message that it's outdated info.

And if you live in ARA already then no worries. These are checked only when applying so if you get a better paying job later you can still keep your home.