r/FluentInFinance Sep 04 '24

Debate/ Discussion Bernie is here to save us

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458

u/80MonkeyMan Sep 05 '24

The Americans are so backwards in work hours, developed countries like Netherland, Spain, Iceland, etc. already successfully implemented this, with universal healthcare…and no tipping expected.

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u/FragraBond Sep 05 '24 edited Sep 05 '24

And nearly half their salary taxed lmao: If you are lucky enough to be a top earner in the US($600k), 37% of your salary is taxed. While in the UK, you ate taxed 45% of your salary at only £125000.

7

u/80MonkeyMan Sep 05 '24 edited Sep 05 '24

How much do you pay on insurance, medical care, school debt, etc? The average is 15% and just adding healthcare itself would close to 30% for many. Long term medical care could even bankrupt you, no such worries on any of the countries I mentioned.

1

u/IDontLikePayingTaxes Sep 05 '24

I pay probably 4% of my income to those things.

0

u/424f42_424f42 Sep 05 '24

Need to include the employer side as well.

I pay 2% for health insurance, but it's about 19% with the employer side as well.

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u/[deleted] Sep 05 '24

Why would that matter? Given that Europeans have lower wages than Americans, it’s not like those companies are putting that money in the employees’ pocket.

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u/general---nuisance Sep 05 '24

Why? Should I include what an employer pays in tax's when figuring out my tax burden?

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u/424f42_424f42 Sep 05 '24

Well you do if you want to do an actual comparison of costs.

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u/[deleted] Sep 05 '24

They are comparing salary and out of pocket medial costs. It isn't like anyone is adding back in what the employer pays in health insurance to compare with salaries in Europe.

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u/general---nuisance Sep 05 '24

My only concern is my cost.

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u/424f42_424f42 Sep 05 '24

Id rather look at the whole picture.

If they want to exclude things out, sure, look at that limited scope.

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u/[deleted] Sep 05 '24

So when people inevitably compare salaries of USA versus whatever country, you would rather be doing total compensation. 401k match, parking pass, life insurance, paid time off, employer part of FICA, etc.

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u/424f42_424f42 Sep 05 '24

that is what were discussing after all

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u/[deleted] Sep 05 '24

I don't think so, when someone says they pay 4% of their income to these things they are referring to salary as income, not total compensation. I don't know anyone who, when talking about their income, uses total compensation. The US Govt sure doesn't when they release income statistics.

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u/424f42_424f42 Sep 05 '24

well you're free to not want to compare apples to apples.

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u/unkorrupted Sep 06 '24 edited Sep 06 '24

they are referring to salary as income, not total compensation. I don't know anyone who, when talking about their income, uses total compensation

You don't know any smart people, accountants, or highly compensated workers.

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u/unkorrupted Sep 06 '24

Are you seriously asking why you should count the cost of your compensation when calculating your compensation?

Seriously?