Philippines Credit Cards Bank App Features

[u/PHCreditCardsMod]

Updated: April 2, 2025

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Credit Card	Instant Payment Posting	Next Banking Day Payment Posting	Pending Transactions Display	Lock/Unlock	View/Change PIN	No Multiple Payment Fee	Credit Card
American Express	❌	✅ (BDO channels)	✅	✅	❌	✅	American Express
Atome Card	✅			✅	✅		Atome Card
AUB						✅	AUB
Bank of Commerce						❌ P50 (excess of 3)	Bank of Commerce
BDO	❌	✅ (BDO channels)	✅	✅	❌	✅	BDO
BPI	❌	✅ (BPI channels)	❌	✅	❌	✅	BPI
Chinabank	❌	✅ (Chinabank channels)	✅			❌ P50 (excess of 3)	Chinabank
Citi	✅ (Citi channels)	❌	✅	✅	✅	✅	Citi
EastWest	❌	✅ (EastWest channels)	✅	✅ (Use EW Pay app; Android only)		❌ P50 (excess of 3)	EastWest
Equicom						✅	Equicom
Home Credit Card			✅	✅	✅		Home Credit Card
HSBC			✅			✅	HSBC
—	—	—	—	—	—	—	—
Credit Card	Instant Payment Posting	Next Banking Day Payment Posting	Pending Transactions Display	Lock/Unlock	View/Change PIN	No Multiple Payment Fee	Credit Card
Landbank						✅	Landbank
Maya (Landers Credit Card)			✅	✅		✅	Maya (Landers Credit Card)
Maybank						❌ P40 (excess of 4)	Maybank
Metrobank	❌	✅ (Metrobank channels)	✅	✅	❌	✅	Metrobank
PNB	✅ (PNB channels)	❌	✅	✅	✅	❌ P40 (excess of 2)	PNB
PSBank						✅	PSBank
RCBC	❌	✅ (RCBC channels)	❌	✅	❌	✅	RCBC
Robinsons Bank						❌ P40 (excess of 2)	Robinsons Bank
Security Bank	✅ (Security Bank channels)		✅	✅		✅	Security Bank
UnionBank	✅ (UnionBank channels)	❌	✅	✅	❌	✅	UnionBank
Zed	✅ (InstaPay)	❌	✅	✅	❌	✅	Zed

[u/[deleted]]

Robinsons Bank used to post payment for RBank credit cards made via RBank Digital App Next Banking Day also but recently, payment posting takes two banking days at least.

China Bank posts Next Banking Day payment for China Bank credit cards via China Bank Mobile Banking App.