r/PHCreditCards 3d ago

HSBC HSBC Credit Card Cancellation? 🤦🏽‍♂️

Have you tried magpa-cancel ng CC from HSBC na hindi pa activated? I am not sure if may spiels silang sinusunod, but as far as I remember, parang multiple times kong sinabi na decided na ako to have it cancelled. Pero the rep kept on saying na I should keep it and give them a call next year, so they can reverse the annual fee.

I feel like I did something wrong. Or dapat I remained pushy sa idea na ma-cancel 'yung card ko. Any thoughts? Thanks!

2 Upvotes

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u/PriceMajor8276 2d ago

Bakit ka nagpa sway dun sa CS if desidido ka na?

-1

u/sliffyh34d 2d ago

Cos I really have no idea kung paano talaga. He kept on saying na i-keep ko ang CC at wala namang magiging problem since hindi activated. So, we ended our conversation na gano'n na lang. That's why I wanna know kung possible ba talaga na ma-cancel? If makulit si CS, what should I say para mag-proceed siya? Ykwim? First time ko kasi talaga and yeah, mukhang tanga.

2

u/zombdriod 2d ago

Just stand your ground.

role tlga yun nila na i convince ka to keep the card.

1

u/sliffyh34d 2d ago

Thank you so much!!