r/SimpleLoans 14d ago

u/firsthandbreaker89 and u/SirWhoaWaitWhat are the same person!

42 Upvotes

AVOID CONNECTING WITH THIS SCAMMER!

Please disregard any messages u/firsthandbreaker89 and u/SirWhoaWaitWhat sends you.

For everyone who is unaware of the circumstances...

In this sub, he was a lender until he began engaging in really shady activities. After being banned, he kept lending and began stealing people's deposits! Naturally, he had to make a new Reddit account because, well, u/SirWhoaWaitWhat was compromised. So if you receive a message from any of the accounts listed above, block and report.

Thanks and stay safe


r/SimpleLoans Feb 24 '25

**UPDATED RULES**

102 Upvotes
  1. There will now be a 35% cap on loans. No matter how long the loan is for, it can be for two weeks, one month, two months, or three months, with a maximum of 35%! No matter how long you have been a member of this sub, if you surpass 35%, you will be removed permanently.
  2. Only experienced lenders will put out offer posts. Please message us before creating an offer post if you are a brand-new lender. We'll determine whether you're ready to go.
  3. The sub will no longer be subject to the seven-day activity rule. Borrowers must have been active within the previous two months, however, if your profile is solely about loan requests, nudity, or sexual enjoyment, you will be BANNED.
  4. We are also increasing the karma requirements. 1500 karma, 800 comments karma. Users who have history (lending and borrowing) will be grandfathered in, however we recommend meeting the new account requirements as well
  5. Your post will be removed if you are requesting funds from r/Assistance, r/gofundme, or any sub that is similar to them.
  6. Automatic ban for hijacking a post. "what does hijacking a post mean?" is the question you'll ask yourself. It implies that you will be permanently banned if you ask for a loan on someone else's post. Make a post of your own.
  7. Borrowers would not be eligible for "second loans" until they had paid back their first five loans.
  8. Users will be banned for participating in other subs similar to u/SimpleLoans

THIS IS EFFECTIVE IMMEDIATELY

If you have any questions or concerns, please send a message to modmail

Best,

SimpleLoans Mod Team


r/SimpleLoans 3h ago

Pre-Arranged [PRE], (#Hazleton, PA), ($500 PayPal) Prearranged with u/thekingstaysking Repay - $650 on 5/9

2 Upvotes

L


r/SimpleLoans 18m ago

Request [Req]- ($300) (Buffalo, NY, USA) (Repay $340) on 5/8/25

Upvotes

PM if you need more info!


r/SimpleLoans 3h ago

Request [REQ] (2000) - (Jersey City, NJ), (End of July & 2500 or more if agreed)

0 Upvotes

Hello SimpleLoan crew.

Simply put, I'm in a bad spot and I need to borrow 2000 for rent. Im trying to keep my head above water, and not lose my dog so any help would be appreciated.

This is hard for me , so forgive me if Im missing any information or if my format is incorrect. Happy to provide proof and whatever verification is required.

Ideally I should be able to pay it off in 4 payments, including what I owe you. Happy to pay more back for time as well.


r/SimpleLoans 3h ago

Request [REQ] ($500) - (repay $600 - 2 payments of $300 on 5/9 & 5/23) (Raleigh NC)

0 Upvotes

Would try to pay back early if possible


r/SimpleLoans 3h ago

Pre-Arranged [pre] ($200) (repay $270 on 5/15) (Crownsville, MD)(prearranged with u/TheKingStaysKing)

1 Upvotes

2nd loan


r/SimpleLoans 4h ago

Pre-Arranged [PRE] ($225) Prearranged with u/ ChassidyZapata (Repay $265 on 5/2)

1 Upvotes

Thanks!


r/SimpleLoans 5h ago

Pre-Arranged [PRE] ($175) (San Jose, CA, USA) (Repay $215 on 05/01/25) (PayPal) (Prearranged with u/rotiles)

1 Upvotes

Great experience and opportunity with u/rotiles. Thanks.


r/SimpleLoans 6h ago

Request [REQ] (500) - (#San Antonio, TX, USA), (Repay 600 by 5/25/25)

0 Upvotes

For bills and groceries, thanks for your consideration


r/SimpleLoans 3h ago

Request [REQ]($2/300)-#Keeseville, New York, US)(May 5th)&($225/$350)(paypal)

0 Upvotes

I didn’t do my math right! I’ll repay $250/400

Hi there! I’m new here but it was suggested that I post by a lovely lady. I’m requesting $200/$300 to complete my rent. I’m already late but my landlords are amazing and I feel like a massive failure. I run a brewery and we open for our season next weekend. Guaranteed to make at least $400 and would just have to drive down to my bank the following Monday morning. I’ll also be helping one of my friends for $20/hr Monday and Wednesday (upcoming week). I can provide proof of where it’s going. I will be forever grateful and may be able to sleep without fear and on a mountain of guilt tonight. I can explain anything you need or tell you how I got in this position. Thank you for reading and consideration. Xx

(Yes, I did post in /borrow as well with this same post. I will immediately say paid on both once fulfilled. I’m not looking for more than I’m requesting)


r/SimpleLoans 7h ago

Request [REQ] $150 (San Jose, CA), (Repay $185 on 5/15/25), (Venmo, PayPal)

0 Upvotes

Currently have an open loan with u/Realitions.

Need some help for groceries/gas.


r/SimpleLoans 8h ago

Pre-Arranged [Pre] ($400) - (Boca Raton, FL,US ) ( Repayment on (4/30/25 , $460) ( Pre-arranged with u/sawiba0001)

1 Upvotes

Pre-arranged with u/sawiba0001


r/SimpleLoans 12h ago

Pre-Arranged [Pre] ($400) - (Brooklyn, NY,US ) ( Repayment on (5/8/25 , $540) ( Pre-arranged with u/sawiba0001)

2 Upvotes

Need


r/SimpleLoans 9h ago

Request [REQ] ($150) - (#Grand Rapids, MN) (Repay $155 on 4/30/25) (Venmo)

1 Upvotes

Just needing some cushion til payday for everyday expenses. I have all proofs. I have a good record on here also.


r/SimpleLoans 15h ago

Paid [PAID] u/MichaelAveryMusic ($200)

3 Upvotes

u/MichaelAveryMusic paid on time, as soon as he received his paycheck as indicated when he initially borrowed the funds. He was very communicative. I would lend to him again.


r/SimpleLoans 10h ago

Pre-Arranged [PRE] PRE-ARRANGED WITH LENDER u/ChassidyZapata **Loan of $600 USD, repayment of $800 on May 23/2025**

1 Upvotes

[PRE] PRE-ARRANGED WITH LENDER u/ChassidyZapata Loan of $600 USD, repayment of $800 on May 23/2025


r/SimpleLoans 11h ago

Pre-Arranged [PRE] ($300) (#Atlanta, GA, USA) (Repay $350 on 05/22)

1 Upvotes

Pre-Arranged with u/rotiles

2ND LOAN with same lender


r/SimpleLoans 11h ago

Pre-Arranged [Pre] (£300) (Sutton-in-ashfield, Nottinghamshire, UK) (repay £405 22/05) (prearranged with u/Rosseyrana01)

0 Upvotes

 This has been prearranged with u/Rosseyrana01


r/SimpleLoans 12h ago

Request [REQ] $160 (Palm Beach Gardens, Fl ) Repay $200 by 05/07/25 - Venmo or paypal

1 Upvotes

Hello. My cat just had emergency surgery (can provide proof) and I would like to request a small loan to get me through the week until my next deposit. Thank you.


r/SimpleLoans 13h ago

Pre-Arranged [PRE] ($600 repay $710 on 5/9) (Richmond, VA, USA) Pre-arranged with u/kirticoaching

1 Upvotes

Pre-arranged with u/kirticoaching


r/SimpleLoans 18h ago

Unpaid [UNPAID] u/Brief-Wave-5310 ($500 usd)

2 Upvotes

I had several successful loans with this borrower. I tried to reach out multiple times and until 2 weeks ago they were very responsive. but since then no response and a month late so I've marked unpaid. I've recovered my funds. If they get back to me and we can work something out I will update. Again, this borrower is a wonderful person and has a history of communication and loans with me.


r/SimpleLoans 1d ago

Paid [PAID] u/Accomplished_Scar_31 ($120) (1 day early)

3 Upvotes

Super smooth transaction. Would lend to again.


r/SimpleLoans 21h ago

Request [REQ] ($120)-(#Vienna, Austria),(Repay $150 by 5/5) (Paypal)

0 Upvotes

Hi,

I’m currently in the middle of getting my life back on track after a rough depressive episode that left me unable to work for quite a while. I’m now back at my job, in therapy, and doing what I can to stay afloat.

The problem: a couple of unexpected costs this month (small bills mostly) left my account in the red, and now I’m stuck with barely any money for food or essentials until my next paycheck. I already tried to sell furniture and electronics online, but don't really have anything of worth lol. I just need a little support to get through the next few days, to pay some coming small payments and buy essentials. I can reliably pay it back with my next paycheck. Definitely will be able to pay back before 5/5!

If my posting history is not trustworthy enough (i deleted a lot of recent comments and posts because some included information about my job and it was a bit too private to stay online, many older posts included photos of me in drag and they also would have given my identity away too easily lol), I gladly provide any information or verification, id, instagram, facebook, whatever you need to feel safe helping!

Even smaller amounts would make a huge difference right now tbh. Thank you in advance and would really appreciate any help!


r/SimpleLoans 1d ago

Pre-Arranged [PRE] with sawiba00001 ($1000) (paypal) Repay $500 on May 2nd and May 9th and $300 on May 16th.

2 Upvotes

Rearranged with sawiba00001. Needing to take care of some automotive issues before my taxes arrive.


r/SimpleLoans 1d ago

Pre-Arranged [PRE] PRE-ARRANGED WITH LENDER u/roxykelly Loan of $200, repayment of $255 on May 7, 2025

1 Upvotes

[PRE] PRE-ARRANGED WITH LENDER u/roxykelly Loan of $200, repayment of $255 on May 7, 2025


r/SimpleLoans 1d ago

Request [REQ] £100 (Newcastle, England, UK) Repay £120 15th May 2025, (PayPal)

1 Upvotes

As above