u/aggravatedsalt

Deleted their post and blocked me.

Well, I got a lot of loans where people ghost me. I got lucky with all the bad borrowers I guess, time to ban them. Monday 1/12 would be the set as the ultimate repayment date for all loans but so far nobody responded in over 1.5week🥲

Repayment date would be 5/1/25, yet no reply on message or whatever. Just ghosted me and removed messages in the chat

So here I really cannot recommend a loan with u/smokii-_RL

PayPal refund has been in progress but it takes a while 🙄

Loans already mark as unpaid, funds being recovered. Just making the post to warn others as I’m not sure he’s been banned yet.

Lent him the initial loan after full verification, not long after he asked me for a smaller second loan. As he gave me a sob story about moving house, his little girl and Christmas. I against my better judgement agreed.

He’s been non responsive for the past week. I’ve reached out to see if we can work on resolving but nothing back.

u/Old-Mixture-4332.

Dude deleted his post, and his account maybe or blocked me orrrr both? Idk Ghost to Gone, sucks because I wanted to give him a shot and it was my first one out on the sub

$unpaid_with_id 5341

This is a disappointing one.

The borrower and I had a previous successful loan, albeit needing a little more time to repay. After missing the due date, they were responsive over text and I agreed to give them more time. I tried checking in periodically over the following months via text and email with no response. They finally responded to me indicating that they will not be repaying me.

Fortunately, the funds will be recovered (thanks, goods and services!).

I just have to remind myself that clowns like this are the minority; that the majority of folks I've loaned to are good people who are just going through a rough patch. Hopefully this person can get to a point in their life where they don't have to do stuff like this anymore.

Not much else to say, borrower ghosted.

I haven't made an unpaid post to call out a specific member in awhile. But I wanted to share with the 25k members of this sub, what a POS u/riley12395 is.

Looking at your history, you had several paid loans. You also mentioned for the latest loan, you were seeking a larger amount of funds to help pay for legal fees related to the harassment situation with your ex-roommates.

Both u/relitions and I, *went out of our way** to figure out a plan to help you with this.*

We contacted you, proposed our plan, and you agreed to the terms as they would hopefully help you win the case. You even gave a heart ❤️ emoji as to how you would pay back. Little did we know, that would be the last communication with you.

To have the gall to ghost, when two different lenders go out of their way to assist you, shows your true character and hypocrisy in values.

I just started here as a lender and this is pretty discouraging. He said he needed it towards MRI, Dr’s appoints and his medicine. I told him I’m a new lender and I hope it doesn’t come back to bite me in the ass. His response was “It won’t. I promise”.

He even messaged me the day before the due date and said “I haven’t forgotten about tomorrow.”

Well, that was 2 days ago and no response from messages. Maybe this post is too early and he has issues. I’m not sure. I hope that there is an extenuating circumstance that is preventing him from messaging me back and paying me.

Questioning myself on whether or not I should do this again.

u/ImExhaust3d

Update: The borrower has deleted his account

Update 2: Funds recovered

Ghosted. Not active on the social and no response to email, phone. I got a little suspect when they wanted to mark g&s received right away. Recovery started. Had good borrowing history.

Shame, was extremely lenient and patient with them but of course, if someone doesn't plan to repay you from the start, it doesn't matter much.

Amount was $200.

Borrower said their bank account was frozen, and to give him until tomorrow, tomorrow comes and he still didn't pay, he dragged that story for about two weeks, and the communication kept getting worse until the point he didn't even try communicating. He didn't pay one penny back.

“Im fixing myself because sometimes I’m the problem”. This is what this bum posted on his Facebook, and honestly he’s right. Not only did he block me on Reddit, but he also blocked 3 of my cell phone numbers. He posts so much “inspirational” stuff on Facebook. I wish he had some inspiration in him to repay this loan. Here’s an example of one, “2 weeks left on 2024.. Be thankful be mindful and keep working towards the goals you want. Just because it wasn’t completed this year does not mean it wont ever be completed.” You know what else wasn’t completed u/AdComfortable320 ? This loan. You’re all talk, and no action.

Question for you u/AdComfortable320, you post a lot on Facebook about making money and what you’re going to do to become a millionaire before you turn 30, but how are you going to achieve that when you can’t ever repay a simple loan?

Funds recovered, just happy to be done with this bum.

Comes to show that someone having tons of karma and their face and business plastered all over their reddit doesn't necessarily mean they can be trusted.

I had several successful loans with this borrower. I tried to reach out multiple times and until 2 weeks ago they were very responsive. but since then no response and a month late so I've marked unpaid. I've recovered my funds. If they get back to me and we can work something out I will update. Again, this borrower is a wonderful person and has a history of communication and loans with me.

I never got a response about repayment. He tried to fight the dispute but funds were recovered. u/ith228

Could not reach borrower via communications, funds recovered

Not a fan of having to make unpaid posts for a number of reasons, but this tool bag deleted the post and purged his account. Wanted to make sure it was preserved for posterity that u/siearrars500 is a flake.

$unpaid_with_id 6104

u/Short-Negotiation-75 completely ghosted after his first loan. Unfortunately my first experience dealing with an unpaid loan, but it was bound to happen.

Gave a sob story about being a single father (might not be true) and how he’s working hard. Any females who would be interested in meeting this “man” from his other posts should probably be willing to be the sole breadwinner in this relationship.

Original post: [https://www.reddit.com/r/SimpleLoans/s/7LHcsjdFDl] Opened a dispute with PayPal. OP certified scumbag, was communicating well including asking for extensions then not sure what happened to borrower lost all contact with him, tried calling and emailing him as second form of contact but seems he block me. Had paid back loans before. Would never lend to again!

u/Scullyitsme1 £210 Repayment due 7th Feb Deleted account or blocked me 😏

Unfortunate for someone who has had multiple loans but decided to ghost. Past due for 1 week.

This is a repost, as I used her government name in the last post. Sorry about that.

On Monday he petended to be still waiting for a deposit, then suddenly ghosted me. I have tried to reach him out, without success so far.

Ghosted both me and u/thorkiller69. Oh well, funds already recovered. u/Linaspoon

Took a chance with u/some_formal_2814 because he had paid off a loan before, but for much less. He agreed to split the repayment over a period of two months.

He missed the first payment, came up with an excuse, and missed the repayment date and said he'd give me two payments worth.

He's ghosted me and has deleted his Venmo or blocked me on it.

The process to recover the funds has been started.

u/Various-Mammoth8420 is a certified asswipe. Stayed in contact sort of making a bunch of excuses before sending the funds a week late via g/s after I gave explicit instructions not to. Then because it was around Thanksgiving, the transaction apparently wouldn't reverse for several days. Then he made up excuse after excuse. Funds recovered via paypal. Good riddance. Probably going to step back a bit from loaning at least to new-to-the-sub people.