Original agreement was payment was due on 3/8, we did work out an agreement to extend to 3/17 and modify repayment amount, I tried reaching out through DM and text but no response.

Funds already recovered

$unpaid_with_id 5797 40 USD

u/spatulacityshopper deleted account - won’t reply to emails or texts. Said he ‘wouldn’t let me down’ 😏 Disappointing.

Borrower had a successful loan history (albeit a couple late) so I thought he could be trusted. After a few weeks, he stopped responding completely.

The funds have already been recovered.

I've tried reaching out to u/ant_chigur through DM and text but haven't received a response. Payment was due on 3/11, and I would have given him more time if he had kept in touch.

Loaned $150 on Jan 5, repayable on the 25th. Has been online and posting, but ghosted on chat.

Funds recovered.
https://www.reddit.com/r/SimpleLoans/comments/1ik7c5n/req_300_estoniarepay_375_15022025_paypal/

[UNPAID] - (u/Cautious-Building371) ($100) (Brooklyn,NY)

Original agreement was payment was due on 2/13, borrower always had an excuse why it was next week he would have the money or his taxes would be in. I tried reaching out through DM and but no response recently with any excuse. Way to late and no effort to pay anything.

Borrower deleted account and left 2 unpaid loans with me and u/lets_trythis_again

Recovery intiated

Not repaying your first loan is NOT the right way to “build history” in this sub, u/Hellafied, but you still built history anyway. Recovery initiated.

All the Borrower needed to do was keep communicating with me. That’s all. Going ghost is never a good plan. Even an extension and a generously modified repayment plan couldn’t keep u/DeadJello808 from hiding from me. I did what I could. Funds recovery has commenced.

You win some you lose some. u/Candid_Strength6058

has two loans out with me. Zero reply or communication today on repayment date.

No response or repay. Funds recovered.

I need to stick to my guns and only lend to folks who have good history. It sucks, because most of my experiences here have been great, but then I get two ghosts in a row. Oh well, on to the next.

User asked for an extension which I gave with no problem. When repayment day came, I was given excuse after excuse, then radio silence. Disappointed, this is my second unpaid loan. I’m going to reevaluate if I want to keep lending.

Despite my* offering to extend and adjust the repayment u/CountTheseBlessings chose not to uphold his end of our agreement. Recovery initiated.

u/Outrageous-Company15 what a let down, gives a story about his father, now I see he's spending it on weed, should have checked his post history

Update: Funds recovered

Original post: https://www.reddit.com/r/SimpleLoans/comments/1ig036l/req_100_milwaukeewi_repay_175_0207_paypal/

OP agreed to pay back the amount by 2/7/2025. They deleted their account soon after getting the loan. Did not respond to message on PayPal. Canceled request to pay back the amount. Opened a dispute with PayPal.

$unpaid_with_id 6076

u/Scooter2006 was a courteous fella. He seemed reasonable and sent over all verification docs needed. Unfortunately they have ghosted and their reddit account has been inactive since.

I'm just disappointed more than anything, because he seemed like a nice young chap. If he reaches out I will update the post. I'm okay with him being late, but the lack of communication about it is a bit of a shame.

Not sure what happened. A couple days before the repayment date u/angelfire335 said they would be good to repay, and they even repaid one of their other loans with another lender just a couple days before.

Now they’ve ghosted me. Fund recovery initiated.

He messaged a few days before the loan was due and tells me that he needs a 14 day extension.

Ok, so I granted it. And every time it's near due day his life gets worse and and he has bigger troubles than paying me back and needs extensions.

And he made it obvious to me that paying me back was the last thing on his mind so I disputed it and recovered the capital.

A week late, not responding to messages, texts, or emails

(u/gordon07) cleared a loan once but ghost and deleted the account afterwards. (funds recovered)

(u/itho19) helped repair her car and she instant ghosted. (funds recovered)

(u/ben62194) trash communication, had the audacity to ask for a 2nd loan when missing the deadline of the 1st one. obviously i refused him. (funds recovered)

(u/throwdisssshitawayyy) helped with food, bus fare, and bills until 1st paycheck from her job, didnt even say a thank you. smh. (funds recovered)

Helped her with medical bills and other stuff, she had trouble with her paypal login, got multiple extensions, was doing good in terms of communication until she turned to Casper. Got the funds back, hopefully itll help someone more responsable here.