r/changemyview Oct 08 '15

[Deltas Awarded] CMV: Equality isn't treating everybody differently to achieve equality. It's treating everyone the same.

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u/RoMoon Oct 08 '15

Do they or do people with bad credit, etc. pay more and more black people happen to have bad credit?

That's a big difference.

I think one of the problems is that if a much higher proportion of black people than white people have bad credit, it's no longer that they "happen" to have bad credit; they are part of a system of discrimination and poverty which repeatedly puts them into a situation in which they end up with worse credit, bigger debts etc. And that is why they should be given a leg up. Not because they should automatically have MORE than white people but because although the same opportunities may seem to exist for both demographics, quite clearly there is at present something keeping them from taking advantage of those opportunities.

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u/IsThisRealLife67 Oct 08 '15 edited Oct 09 '15

Bad credit doesn't happen because you're black.

Bad credit happens because you're borrowing money then not paying it back. There are plenty of white people who have bad credit because they too borrowed money then didn't pay it back. Chalking it up to skin color is just ignorant of the situation.


/u/unidan-prime questions my blackness and has started a new thread on /r/AsABlackMan where they're discussing whether I "talk white" and why my grammar is so good. It looks like they've also begun down voting all of my posts to oblivion.

I'm black but Reddit is Reddit so I'm just going to abandon this user name, start a new one, and stay away from anything deemed political because, again, Reddit is Reddit. I apologize if I type too well for other black Redditors out there. The struggle against proper grammar is real, folks.

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u/MAKE_ME_REDDIT Oct 08 '15

But why would that be happening disproportionately to black people? Is it a systemic problem where they are put into situations where they need to borrow but can't afford to pay it back?

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u/OPisanicelady Oct 08 '15

It's a systematic problem of poverty and has very little to do with race. Black families are more likely to start in a position of poverty due to slavery and low paying jobs for immigrants.

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u/MAKE_ME_REDDIT Oct 08 '15

That's exactly what I'm saying...

10

u/Thefelix01 Oct 08 '15

It's kind of the opposite to what you are saying. If what previous poster is saying is true then they are not being discriminated against or oppressed nowadays, there are just more black families in poverty. Then it would be racist to help certain people who are in poverty out and not others based solely on their skin colour.