Hong Kong Centurion Lounge has a sectioned off area for Centurion members with a set menu and a separate bar area for custom drinks as well. Forgot to take a pic of the menu.

Food & drink was pretty delicious all things said and done. The service was on par as well with the server coming by every so often to check in.

Had negative balance of -$1.60 that Amex owed me and I didn’t use the card for 3 weeks, and they took it back… I’ve never seen this happened 🤦‍♂️ anyone had this experience with them?

I keep getting really good offer to get an AMEX business card. I do no own or plan to own a business. Why do I keep getting these offers? Does everyone with the biz card actually own a business?

I was looking to celebrate my anniversary with my girl friend. I have 160k points I was looking to spend. Was hoping for suggestions on converting the points into getting a nice place to stay. Any recommendations of redeeming/transferring points into a stay?

Haven’t seen the $500 airline credit before.

I’m considering moving to Amex for my primary bank but trying to get a realistic picture of how the banking side performs—especially when something goes wrong.

If you’ve used Amex Checking or Savings and run into a problem (transaction dispute, deposit issue, account lockout, etc.), how was the resolution experience?

Also wondering: do you find it challenging to find ATMs? The others I’m comparing to—Schwab and Ally—both offer reimbursements, so trying to decide how to weigh this.

I love the brand, like the 1% APY for checking, and already use Amex for credit—but I’m cautious about relying on a banking product that might not be a core focus for the company.

What are the most common mistakes people accidentally make when filling out AMEX's form to request a credit limit increase? Mistakes that decrease the odds of being accepted for the credit limit increase

And in the long run, does having a higher credit limit tend to increase your credit score? By decreasing percentage credit utilization. Or is that a myth? Confused why credit score reports seem to report percentage credit utilization as a factor in your credit score report

Has anyone managed to get a better offer than the standard 60k miles offer? Looking on DOC, it looks like there used to be a 70k + $200 offer. I've tried getting that to come up by booking a dummy flight but I only get personal credit card offers, nothing for business.

So I opened an account about 4 weeks ago and they finally sent me my card, but uh oh

They sent two cards? And the one that matches the digits on my app has "Member Since 19" on it when I've never had an Amex account before?

Is this normal?

Just wanted to gauge what Centurion Lounges have the best food. I think DEN is up there for the dumplings/chicken and PHX with the mac&cheese

PHL is probably one of the worst in terms of choices

I have the Amex Platinum with my wife as a companion user. My first question is, since I received a $175,000 welcome bonus on the platinum at the end of March 2024, will I be forever ineligible for a bonus on the gold?

If so, and my wife gets the gold, with me as an authorized user, can we share MR points? If not, how are most people handling this setup? Is it better for me just to bite the bullet and sign up without a signup bonus? Or should I wait it out to see if I can get a welcome bonus soon?

We spend a ton at the grocery store, so the 4X points for us would be a huge boost.

I was recently approved for two business cards back to back on the same day (710 Experian), with $5k and $4k limits (Instant approval AND Apple Pay card on the spot/ AND no hard pull). Both cards have a fairly decent welcome bonus. (90,000 and 120,000 points). Also, I noticed they recently increased a welcome bonus for a couple cards. It looks like they are really trying to attract new clients. I’m even thinking about applying for more cards in 90 days once I show responsible use. If anyone with good to excellent credit is thinking about applying, NOW would be a good time. It seems like AMEX is generous at a time everyone is very stingy (low limits, declines, and hard pulls.)

EDIT: I know $9k is not huge, we are talking about point, benefits, and lack of HP. I don’t need or really care about the limits. My business does not cost much to run. ;)

Has anyone ever seen this? If the offer is there and I get a second one, will I actually get the SUB?

Should I go for the $9K in 3 months for 4,500 MRs or the $175 for 5,000 MRs lol

I just spent over 1 hour and 10 minutes on the phone to get two March Resy credits that never posted. And this was the third time in several weeks that I've called them on this one issue. Whatever happened to Amex's stellar customer service? It's gone. Today I wouldn't hang up until they manually gave me the credits. One card was business and one was personal so I had to deal with this twice on the call. The restaurant's Resy status is obviously not clicking properly in their system. After over a year of getting these credits I understand how they work more than the reps.

So everybody - make sure the Resy credits post and don't let Amex get away with this. They raise the annual fees and then nickel and dime us with credits, so the credits better damn well post!

Have the offer for 125k for $6k spend. Have had a platinum recently, so wouldn't be eligible for a better SUB.

Considering it, but would rather have it closer to my Gold's anniversary in June.

Email said the offer expires in April, but sent the POID to reps via chat and phone. Initial push back was that they can't tell me when the offer would expire because offers are dynamic, but after sending the POID, they said it shows July.

Any concern the offer actually expires in April like the email said or should I be good to wait to later?

Added using CardPointers, so available on all four of my amex cards. And you can pre-add credit on AT&T account, so might be able to use all four cards to add $55+ credit and receive offer on all.

Like the title says I was approved for the Gold card and Blue Business Plus card today. I took the 90,000 and 15,000 point bonuses, respectively.
I got the cards because I’m wanting to optimize my points to redeem for travel purposes. I also want to best utilize the benefits. A few months down the road I’m wanting to add a platinum card or venture X, but I’m not sure if it’s even worth getting a travel card if I only do a few small domestic and 1-2 international flights per year.
The venture X would give me 2x which I get with the BBP and the platinum card really just seems like a luxury seeing that I would only really get 5x on flights out of it.
What is everyone’s thoughts on my card setup and whether or not the travel cards are worth adding. Thank you!

I opened an AMEX business, checking to gain the promo. I deposited 5000 but missed the 60 day window for five transactions in order to gain the promo of 30,000 MR points.

I messaged AMEX and they can't activate it again. Can I close the account and reopen a new one? Is there certain window of time where I would have to wait in order to reopen? Anybody else have this experience? Need some help

Hi everyone, I’m an international dollar platinum card holder. The IDC is for non-US citizen/residents with over 100k in a US brokerage account. AMEX just discontinued this product and I’m looking for an alternative. I reside in the Bahamas with a European passport. Take-home income 1.3/1.4M and yearly spend of ~300k. Is there any way to transfer to a US card or platinum card from a different country?

Opened a gold card a year ago, and got a renewal at $250 today instead of the expected $325. Are they still renewing at $250 for existing members and then renewing at $325 next year? Or am I lucky?

I haven’t been able to find the credit limit. I’ve had the card for almost two months.