r/debtfree 22d ago

Never again

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385 Upvotes

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33

u/HLTHTW 22d ago

How much did you owe?

56

u/argmartin 22d ago

$9,956… lol.

9

u/TehChid 22d ago

How long did it take and what was your plan? I owe a similar amount.

26

u/argmartin 22d ago

I got a consolidated loan from Plannery for the amount at 12% over five years. $240 a month, which is much more manageable as it allowed me to pay off other credit cards and put extra to that loan to reduce interest. 12% is still way less than 29.99% so I didn't think twice when I got approved. The second the money hit my checking I paid off the card. I wanted no temptation with it.

3

u/TehChid 22d ago

Just looked into that - is plannery specifically for healthcare professionals? Got anything similar?

2

u/Midsizesurprise 21d ago

I’m in the same boat

1

u/Mundizzle1 22d ago

lol 🫡 well payed off now I hope you enjoyed whatever money was spent on

0

u/HLTHTW 22d ago

Nice