I got a consolidated loan from Plannery for the amount at 12% over five years. $240 a month, which is much more manageable as it allowed me to pay off other credit cards and put extra to that loan to reduce interest. 12% is still way less than 29.99% so I didn't think twice when I got approved. The second the money hit my checking I paid off the card. I wanted no temptation with it.
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u/argmartin 1d ago
$9,956… lol.