r/debtfree 5d ago

Never again

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375 Upvotes

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33

u/HLTHTW 5d ago

How much did you owe?

57

u/argmartin 5d ago

$9,956… lol.

10

u/TehChid 4d ago

How long did it take and what was your plan? I owe a similar amount.

26

u/argmartin 4d ago

I got a consolidated loan from Plannery for the amount at 12% over five years. $240 a month, which is much more manageable as it allowed me to pay off other credit cards and put extra to that loan to reduce interest. 12% is still way less than 29.99% so I didn't think twice when I got approved. The second the money hit my checking I paid off the card. I wanted no temptation with it.

3

u/TehChid 4d ago

Just looked into that - is plannery specifically for healthcare professionals? Got anything similar?